What is Uninsured/Underinsured Motorist Coverage in Texas?

In Texas, uninsured/underinsured motorist coverage (UM/UIM) is optional insurance coverage that protects the policyholder in the event of an accident with an uninsured or underinsured driver. This type of coverage helps to pay for damages and expenses incurred in an accident that are not covered by the liable party’s insurance policy. Uninsured Motorist Coverage (UM) Uninsured motorist coverage pays for ... Read More