Checklist for What To Do if You Are in a Wreck in Texas

Avatar for Travis HellerTravis Heller
If you are involved in a car wreck in Texas, it is important to follow certain steps to protect yourself and others involved, and ensure that the incident is properly documented for insurance and legal purposes. Here are the steps to follow: In conclusion, being involved in a car wreck can be a traumatic and stressful experience, but following these ... Read More

What Is Liability Insurance? An Answer for Texans

Avatar for Travis HellerTravis Heller
Automobile liability insurance is a type of insurance policy that provides coverage for financial losses incurred by a policyholder as a result of their involvement in a car accident. In Texas, all drivers are required to have liability insurance coverage that meets the minimum liability insurance requirements set by the state. In Texas, the minimum liability insurance requirements are as ... Read More

Personal Injury Protection: the No-Fault Insurance for Texans

Avatar for Travis HellerTravis Heller
Personal injury protection insurance, also known as PIP insurance, is a type of auto insurance coverage that provides financial protection for medical expenses, lost wages, and other damages in the event of a car accident. This type of insurance is designed to help policyholders cover the costs of injuries and damages that result from an accident, regardless of who is ... Read More

What is Uninsured/Underinsured Motorist Coverage in Texas?

Avatar for Travis HellerTravis Heller
In Texas, uninsured/underinsured motorist coverage (UM/UIM) is optional insurance coverage that protects the policyholder in the event of an accident with an uninsured or underinsured driver. This type of coverage helps to pay for damages and expenses incurred in an accident that are not covered by the liable party’s insurance policy. Uninsured Motorist Coverage (UM) Uninsured motorist coverage pays for ... Read More